In Europe, fractional payments are becoming the norm Initially introduced by major retailers, fractional payment (online and in-store) has become more widespread in recent years, with the arrival of new, innovative players in the segment. At the same time, the use has exploded to the point of worrying regulators and prompting rules to supervise these solutions. This prompted specialists to make greater use of technological innovations, such as open banking, to streamline processes while improving the assessment of customer creditworthiness. Through . Published on 10 June 2024 à 15h35 - Update on 10 June 2024 à 15h35 Synthesis