In recent years, Switzerland’s three-pillar pension system has come under fire from governments and social partners. The first pillar consists of the compulsory state-run old age, survivors, and disability insurance (AHV), the second of occupational pension funds funded in equal proportions by contributions from employees and employers, and the third of optional private savings with tax incentives provided by the state. A comprehensive reform of the system initiated in 2017 failed. Since then,
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As a Berlin correspondent for the French and Swiss press since the late 1990s, I cover a wide range of economic, political and social issues, with a particular focus on the German business and labour market. My areas of interest include co-determination, digitalisation, demographics and ESG/DEI policies.