In Brazil, Carrefour (453 stores, sales of €10.2 billion in the 9 months to September 2019 as rise by 6% like-for-like) invested in 49% of Ewally, a company in Sao Paulo that specialises in digital financial services. Carrefour has returned to e-commerce after closing this technology in 2012. As 45 million people (30% of Brazilians) have no bank account, Carrefour is targeting a B2C and B2B solution via the Ewally digital wallet through a mobile app. No bank is required since the app runs with
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