Bulgaria: latest changes in the pension system will affect the labor market

Surprisingly and coming right at the end of 2014, the Bulgarian Parliament, at the proposal of GERB deputies (one of the ruling center right parties), urgently amended the Social Security Code (SSC). This amendment provides an opportunity for the “soft” nationalization of private universal pension funds financial resources. This amendment will strongly impact the three-pillar pension model, introduced in 2000.
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All Bulgarians, born after 31 December 1959, and all new entrants to the labor market, will have their second-pillar contributions directed to the State PAYG fund that has been running huge deficits and is currently managed by the National Social Security Institute-NSSI, unless they choose a private universal pension fund within 12 months of commencing employment. The remaining 4.2 million Bulgarians, who are already being insured by a private universal pension fund, will have to decide, by the

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