According to the Mollie 2026 Payment Report study published in March, e-wallets accounted for 24% of online payments in 2025 in Europe, and SEPA Instant transfers significantly accelerated cash flow cycles. Domestic schemes maintain a dominant position, such as Cartes Bancaires in France, iDeal in the Netherlands and Bancontact in Belgium.
According to Mollie, the growing adoption of digital wallets (e-wallets) is not slowing down in Europe. Out of tens of millions of card purchases made online in the UK, Germany, France, Belgium and the Netherlands (the first 3 countries of the list being the largest e-commerce markets in Europe, according to our barometer, Editor’s note), 24% of online payments were made through a digital wallet such as Apple Pay or Google Pay in 2025. Last year, the share of Apple Pay cart payment in Europe wa
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Article authors
Sophie Baqué
Chief Editor of mind Retail