As the “APIsation move” opens up data hidden in Information Systems, the retail payment market is offering an array of innovative services, alongside new players. Who are these new companies, and what do they bring to the payment experience? We give an overview of all the specifics to help understand this fundamental trend.
The context
The payments sector, historically dominated by banks allied to payment service providers (PSPs) such as Worldline or Ingenico, has undergone a profound transformation in recent years. New entrants arrived with packaged or, on the contrary, hyper-segmented solutions that can be easily integrated via APIs, and simplified pricing. In addition to the PSP segment, others are tackling payment terminals, direct debits and fractional payments. Here is an overview of the new forces at...
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Article authors
Aude Fredouelle
Deputy Editor-in-Chief Mind Fintech