Aude Fredouelle

Deputy Editor-in-Chief Mind Fintech

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Featured image of the article Aude Fredouelle

Expertise

Rédactrice en chef adjointe de mind Fintech, je couvre tout particulièrement la transformation de la banque de détail et du paiement, l’émergence des néobanques et challengers, le développement de l’open finance et les réglementations qui impactent le secteur (RSP et DSP, DORA, IPR, DCC, MiCA… j’ai développé une passion pour les acronymes barbares). En parallèle, j’anime régulièrement des tables rondes, débats et clubs d’experts, à la fois pour mind Fintech ou lors d’événements externes.J’ai débuté ma carrière en 2013 au Journal du Net, où j’ai couvert les start-up et le capital-risque puis lancé la rubrique fintech en 2016.

Latest articles by Aude Fredouelle

Clémence Le Floch: “After the Klarna card, 12-installment payments are coming to France and a mobile plan will follow”

13 October 2025

Ebay chooses Checkout.com to process payments

On April 16, US e-commerce giant Ebay announced selection of Checkout.com as payment provider for the marketplace. At the end of December 2024, Ebay (2024 revenue of US$10.28 billion, up by 2% at...

18 April 2025

PayPal launches PayPal Ads in the U.K.

PayPal will soon be offering personalised adverts to British customers, based on their spending on the platform. The payment giant is gradually launching PayPal Ads in the U.K., showing first...

10 April 2025

In France, BNPL use declines in 2024

According to a 4th edition of the Floa – Kantar barometer measuring changes in payment practices in Europe (4,916 respondents), 66% of French people used a payment by instalments solution in...

4 April 2025

b.connect authentification service will be launched with a six-month delay

In France, the b.connect authentication service, an offshoot of the banking card group (Groupement des Cartes Bancaires), will finally be launched in September 2025, 6 months later than planned...

21 March 2025

Klarna files I.P.O. document with Wall Street

The I.P.O. of Sweden’s Klarna is taking shape. On November 12, the Swedish BNPL company announced that it had “confidentially” filed a first version of a registration document...

14 November 2024

BNPL: Crédit Agricole Consumer Finance acquires Pledg

On February 15, Crédit Agricole Consumer Finance (owner of Sofinco) announced plans to acquire BNPL specialist Pledg. This 100% takeover (without financial details) should enable the...

19 February 2024

B2B : Amazon launches a BNPL offer for professional customers with Affirm

Amazon is about to offer a fractional payment option on Amazon Business, the e-commerce platform for professional clients, CNBC revealed. The U.S. retail giant, which has just published good Q3...

7 November 2023

Klarna claims 100 million European customers

Amid a backdrop of tighter regulation for BNPL with a revision of the European Credit Directive, online payment and BNPL solution provider Klarna reported a 14% increase in business volume in...

13 October 2023

Carrefour Banque: “The turnover generated by PASS cardholders is 2.4 times higher than other customers”

Between now and 2026, the Carrefour Group has set up an objective to accelerate the digital transformation of financial services. Orli Hazan, C.E.O. of Carrefour Banque since February 2021...

19 June 2023

Neil Pein, BNP Paribas : “We will launch SoftPOS as a pilot in Q2 2023”

Axepta, which brings together cash solutions for retailers within BNP Paribas, integrated Floa's fractional payment offerings into customer service offerings in 2022. Neil Pein, Head of Payments...

21 April 2023

BNPL: Dedicated to high baskets, Younited Pay expands in Spain

Already present in France and Italy, Younited Pay announced on 9 March that it is expanding into Spain. This BNPL solution for retailers only offers financing from 10 times, for baskets ranging...

17 March 2023

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What you absolutely must read this week

The essential content of the week selected by the editorial team.

Personalised pricing: Europe keeps a low profile while New York forces retailers to be transparent

In the State of New York, unprecedented legislation has come into force requiring retailers using personalised pricing algorithms to inform consumers. While the NRF is seeking to counter its...

12 December 2025

Carmila join forces with Unlimitail and JCDecaux to equip 252 malls

On December 9, Carrefour and Carmila signed a partnership with Unlimitail and JCDecaux to create a retail media network combining indoor DOOH and outdoor OOH across their sites in France and...

12 December 2025

Coupang’s C.E.O. resigns after data leak of 33.7 million customers

On December 10, Park Dae-Jun, CEO of South Korean e-commerce retailer Coupang (2024 revenue: US$31.5 billion up by 29%) resigned. The cause was a security breach that exposed the personal...

12 December 2025

Kroger compensates Ocado with US$350 million and scales back robotic warehouses

After improving net margin in 2024, Kroger is closing several automated Ocado warehouses. The strategy is to strengthen in-store picking and delivery partnerships with DoorDash Instacart and Uber...

12 December 2025

Most viewed articles of the month on mind Retail

What readers clicked on the most last month.

In the category

What readers clicked on the most last month.

1

Online Advertising: Leroy Merlin and Auchan at the heart of a political controversy

Since November 17, Leroy Merlin has faced controversy after a report from Sleeping Giants, an activist group against online hate speech. The organisation alerted the Adeo group retailer (GMV 2024...

21 November 2025

2

Payment: a lever for retail innovation

This month, our editorial team highlights how innovation is taking shape around payment. This key stage, enabling turnover to be collected by retailers, is at the heart of numerous pilots and...

28 November 2025

3

Leroy Merlin and Aroma‑Zone launch in‑store analytics pilots with XXII

French retail tech XXII, which aims to become the Google Analytics and Contentsquare of physical stores, has already signed with 15 retailers and shopping centres, mind Retail learned. A year...

5 December 2025

4

Adobe bets on GEO with the US$1.9 billion acquisition of Semrush

On November 19 the technology leader Adobe (2024 revenue: US$21.5 billion, up by 11% at constant rates) announced the acquisition of SaaS platform Semrush (2024 revenue: US$376.8 million, up by...

21 November 2025

5

How Maison 123 generated €420,000 on WhatsApp in 5 months

Riding on a reduction in Meta’s commercial policy, Wax start‑up specialised in WhatsApp engagement, is gaining ground, capitalising on messaging as a customer acquisition and retention channel in...

3 December 2025

6

Laurent Hugou (Les Mousquetaires): “With Diebold’s camera system, shrinkage at self-check-out is reduced by a third”

Shift towards an omnichannel payment service provider, roll-out of mobile payment and Diebold’s computer vision solution for self-checkout, impact of one-click payment on online sales, adoption of...

11 December 2025