Employees and employers sharing investment risks for more balanced pension schemes : this is the topic of the consultation launched by the government on June 5. This reform could make the burden weighing on employers lighter and guarantee workers better pensions. (Ref. 080486)
Create a new scheme. Most employees with an occupational pension scheme either belong to a defined benefit scheme or a defined contribution scheme. With the first scheme, the contribution rate can vary but the amount of the pension is usually known: the employer bears all investment risks. With the second scheme, the individual – who doesn’t know how much they will get – bears all the risks. To exit this duality, the government is thinking about a new type of pension scheme where both stakehold
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