BNPL

(Trends 3/6) Faced with soaring Visa and Mastercard fees, European retailers are looking for alternative payment methods that protect margins while boosting conversion. From wallets and...

16 January 2026

BNPL: Scalapay raises €70 million. Klarna now available in Apple Pay

On December 9, 2025, the European Investment Bank concluded a €70 million financing agreement with Scalapay, the Italian fintech specialising in 3- and 4-installment payments, already active...

11 December 2025

Payment: a lever for retail innovation

This month, our editorial team highlights how innovation is taking shape around payment. This key stage, enabling turnover to be collected by retailers, is at the heart of numerous pilots and...

28 November 2025

After Ebay, Klarna is collaborating with the resale platform Poshmark

Faced with the rise of circular fashion in the USA, where the second-hand market is worth US$51.9 billion, and the Swedish fintech company's ambitions to offer services beyond payment methods...

5 August 2025

Mollie and Qonto join forces to simplify online checkout

After signing an agreement with Alma to offer payment in 3 or 4 instalments, the Dutch payment service provider Mollie (250,000 customers) is taking link-based payment a step further via an...

2 May 2025

African retail: why OmniRetail's US$20 million round is more than just a funding round

OmniRetail, the Lagos-based start-up editing e-commerce platform designed for small retailers (GMV of US$810 million in 2024, up by 40%) raised US$20 million at the end of April 2025. A B2B...

2 May 2025

In a week, Klarna signs with Walmart and files IPO application at NYSE

On March 17, Klarna announced an exclusive partnership with Walmart (2024 turnover: US$681 billion, up by 5.6%) in collaboration with the OnePay app. By December, the Swedish BNPL solution will be...

21 March 2025

In the Netherlands, the government does not want BNPL in stores

In the Netherlands, the government is opposed to the deployment of BNPL in stores. In a letter to Parliament on January 21, 2025, Finance Minister raised the alarm about the risks for young...

28 January 2025

BNPL: Amazon acquires Indian start-up Axio for US$150 million

After acquiring the ODV streaming company MX player last June, Amazon (9M 2024 sales: US$450.2 billion, up by 11.2% in a year) took over a second Indian start-up in December. This is Axio, which...

17 January 2025

Vorwerk deploys Younited Pay to ease Thermomix purchases

Acceptance rates, customer relations, impact on sales teams... At Tech for Retail in Paris, Mind Retail delved into the details of the test carried out in four French branches of Vorwerk, the...

3 December 2024

Klarna files I.P.O. document with Wall Street

The I.P.O. of Sweden’s Klarna is taking shape. On November 12, the Swedish BNPL company announced that it had “confidentially” filed a first version of a registration document...

14 November 2024

Payment: Klarna arrives on Adyen’s EFTPOS terminals

Swedish deferred payment specialist Klarna is planning to expand a presence in the physical retail sector using Adyen terminals. Announced on September 26, fractional payment products (BNPL) will...

27 September 2024

Rent Now Pay Later: In Dubai, Keyper wants no more bank cheques

On March 13, 2024, Keyper, an Emirati start-up specialising in fractional payments for shopping centre tenants, joined forces with Direct Debit System. This partnership with a direct debit...

27 March 2024

BNPL: Crédit Agricole Consumer Finance acquires Pledg

On February 15, Crédit Agricole Consumer Finance (owner of Sofinco) announced plans to acquire BNPL specialist Pledg. This 100% takeover (without financial details) should enable the...

19 February 2024

BNPL: Before an IPO, Tabby is valued at US$1.5 billion

Less than a year after a US$58 million funding round, the U.A.E.-based Tabby, now headquartered in Riyadh, raised US$200 million in early November 2023. Wellington Management and Bluepool Capital...

7 December 2023

BNPL: Affirm and Klarna cope with rising interest rates

With sales of US$497 million in the quarter to September 2023 (up by 37% year-on-year), US BNPL specialist Affirm reported revenue of US$50 million, exceeding analysts’ consensus, reported...

23 November 2023

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Shoptimus AI scales up in grocery smart shopping lists and prepares for a new funding round

After securing a strategic partnership with Spanish grocer Bon Preu, retail tech firm Shoptimus AI—first spotted by Carrefour—is accelerating a rollout. By leveraging AI agents to automate grocery...

11 January 2026

Agentic AI: Hymalaia attracts retailers and announces imminent fundraising

According to our sources, the young start-up Hymalaia is continuing development in retail with 4 new retailers currently in POC and an imminent fundraising. We examine the details.

16 December 2025

Refurbished smartphones: why Largo relies on Speeral automation

The start-up founded by the duo behind Teester and Skeepers is accelerating automation of second-hand product flows. The strategy is to use AI to direct products to high-traffic marketplaces such...

9 December 2025

Leroy Merlin and Aroma‑Zone launch in‑store analytics pilots with XXII

French retail tech XXII, which aims to become the Google Analytics and Contentsquare of physical stores, has already signed with 15 retailers and shopping centres, mind Retail learned. A year...

5 December 2025

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Cyberattack: Coupang targeted by investor lawsuit in the U.S.

Under investigation following a cyberattack that exposed data for 33.7 million customers and resignation of C.E.O. Park Dae-Jun on December 10 2025, South Korean e-commerce retailer Coupang (2024...

6 January 2026